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说跨界:/Cross idea:O2O个人银行

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创意说 发表于 2015-6-27 11:30:39 | 显示全部楼层 |阅读模式

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创意名称:O2O个人银行
Creative Name: O2O personal bank
创意构成:取钱——每一个人都是银行,搜索附近需要拥有现金的朋友,用手机提交取款信息之后,从这个朋友拿现金,银行打钱给这个朋友。存钱——你把现金交给一位有空的朋友,这个朋友的银行帐号暂时扣掉同样数额,转到存钱者账户。如果数额过大,可以1对多的方式解决。
Creative: take money -- every person are banks, and search in the vicinity of the need to have cash friend, submit withdrawal information using a mobile phone, from a friend take the cash, the bank to remit to the friend. Money you've paid in cash to a friend who is free, the friend's bank account temporarily subtract the same amount, go to save those accounts. If the amount is too large, it can be resolved in 1 ways.
技术原理:GPS定位技术,手机支付系统,银联卡手机支付系统,个人转账业务,安全和监控系统。
Technology principle: GPS positioning technology, mobile payment system, UnionPay card mobile payment system, personal transfer business, security and monitoring system.
经济效益:再也不需要全自动取款机了,甚至也不需要银行,每一个人都是银行,每一个人都是取存款机。
Economic benefits: no need to fully automatic teller machines, and even do not need a bank, every man is a bank, each person is taking a deposit machine.
灵感来源:UBER模式+O2O +P2P
Source: UBER +P2P +O2O
补充说明:这是一个划时代的颠覆式创意,但需要系统验证和国家法律执行,创意说——每一步都是颠覆,每一个都是首创,每一天都在发明。
Supplementary note: This is a era of subversive ideas, but need system verification and the national legal execution, said the idea, every step is to subvert, each one is the first, every day in the invention.

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admin 发表于 2015-7-22 22:39:48 | 显示全部楼层
个人签名怎么不是100字符吗?
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